Estimate the monthly repayment for a given loan amount, interest rate, and term.
Defaults to the Otthon Start program's current fixed 3% rate — edit it any time to compare against a market-rate loan instead. (Official source: Kormány)
The calculation assumes the entered interest rate stays constant for the whole term, and does not include fees, insurance, or other costs.
Enter the values to calculate.
Check with a bank
Open OTP Bank's websiteThis calculator produces a mathematical estimate based on the entered interest rate and term. It is not a bank offer and does not determine creditworthiness.
Official source: MNB
MNB's official loan calculator
Calculation rules verified: 14/08/2026
This calculation is not a bank offer and does not determine creditworthiness.
